The investment portfolio should be a varied mix of low risk, medium, and high risk. It is no brainer that you get low returns on low investment and the potential of garnering more return increases as your investment rises. The current situation is such that the pandemic has been creating ruckus in both life and business. Also, there is less certainty about investments and jobs. But if you ask any property agent in Rajarhat, he will advise you it is a better idea to invest in the real estate market than your regular fixed deposit. Don’t believe us? Dive in to get detailed knowledge.
While the stock market is for the brave-hearted, the fixed deposit has been the savior for most people in the middle-income bracket. But with time a lot of changes are foreseen. There are diverse needs of people and they have different requirements for investments. During this unpredictable time, most are searching for lesser risk options to invest but also expect better returns than FD. This is exactly where the real estate industry fits in:
If you are looking for short term gains, FD will never bear the fruit of labor. If you invest in the hope of gaining profit in a few month’s investments, there will hardly be any profit rather than a penalty imposed by the bank.
On the other hand, to suffice the rising population, real estate projects are booming. Surely investing in one will give hefty returns provided you know the risk factors.
It is cent percent true that FDs are not highly liquid. But on comparing them with real estate it is still a better option. So, you should tread on real estate investment if you are super confident about your decision as there is no coming back.
FDs do not have any resale options. The only thing that you can do is break the FD if you are in need of the cash. Real estate resales are a complex process but the option is still applicable.
The central bank’s decision to link repo rate to home loan rates will help you get the advantage of a reduced rate when the repo rate deduces. Also, the new laws with respect to renting and selling have become safer with too many legal formalities. This also boosts transparency in your working process.
So, if you are keen on taking risks of getting better profits in the future, you should definitely invest in the real estate markets. But before that understand the crux of the situation as it involves huge investment and few risks. Call Property360, top property brokers in Kolkata.
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